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The Maldives is among the world’s top vacation destinations for travelers seeking the very best that tropical island life has in store. With powdery white sands, shimmering turquoise waters, and lush palm trees that sway in the warm, gentle breeze, this island nation embodies everything that sun-seekers and beach bums desire from a paradise escapade. And it’s not just about rest and relaxation either – the Maldives hosts unrivaled snorkeling, scuba diving, and fishing opportunities thanks to its rich abundance of diverse marine life that call this Indian Ocean heaven home.
Of course, such a perfect paradise can rightfully demand a pretty penny – the Maldives isn’t known for being the most affordable escape. However, sieve through the sea of five-star luxury resorts and private islands that are exclusive playgrounds to the elite, and you’ll find no shortage of hidden islands peppered across this unbelievably stunning stretch of sun, sand, and sea. From local islands oozing authentic Maldivian charm, to resort retreats that don’t cost an arm and a leg, these islands are the budget-friendly, yet utterly perfect Maldives treasures that all the glossy magazines and Instagram Influencers don’t tell you about.
10 Fuvahmulah, Gnaviyani Atoll
Fuvahmulah in the deep south is a stunning local island – meaning visitors should respect Maldivian Islamic traditions by dressing modestly outside of the “bikini beaches,” which are specifically designated areas for tourists. About 45 minutes by plane from the capital’s airport in Male, it’s relatively underdeveloped as a tourist destination and accommodation is limited (but low cost). However, don’t let that put you off, for this idyllic gem is paramount for experiencing the authentic Maldivian way of life that the protected bubbles of fancy five-star resorts and tourist hotspots cannot offer.
Nicknamed the “Galapagos of the Maldives,” Fuvahmulah is famed for its jaw-dropping abundance of diverse marine species. Snorkeling and scuba diving here is representative of some of the nation’s best (along with its neighboring Addu Island), with divers regularly enjoying encounters with tiger sharks, thresher sharks, oceanic manta rays, and whale sharks. Add the fact that accommodation and diving are very inexpensive compared to the rest of the Maldives, and this is the place to be for budget travelers seeking real Maldivian culture combined with incredible underwater action.
9 Maafushi, South Male Atoll
White beaches and turquoise waters combine with a superb range of budget-friendly attractions, activities, and accommodation on Maafushi Island – which is conveniently close to Male airport and accessible by ferry, speedboat, or plane. The island is home to a sea of low-cost hotels and boasts the largest number of guesthouses in the Maldives.
Plus, kaleidoscopic reefs, outstanding diving, and memorable excursions, as well as a list of budget-friendly (and excellent!) restaurants all at an attractive price make this one of the nation’s top spots for experiencing all that the Maldives has to offer without paying a fortune.
8 Hanimaadhoo, Haa Dhaalu Atoll
Hanimaadhoo situated in the Maldives’s pristine northern stretches is around 45 minutes by air from the capital’s airport. Postcard-perfect beaches, azure lagoons, and lush tropical greenery abound on this untouched island, where travelers can indulge in water adventures like scuba diving and big game fishing, in addition to nature excursions and yoga classes all within budget. Accommodation here is equally as tempting, spoiling guests with irresistible Maldivian charm blended with modern comforts that don’t break the bank.
7 Dharavandhoo, Baa Atoll
Dharavandhoo tucked away in Baa Atoll is very much off the beaten track, yet easily accessed from Male airport. This picture-perfect island offers an affordable Maldives beach retreat to families and loved-up couples without sucking their pockets dry.
It’s a favorite amongst honeymooners in particular, and offers world-class snorkeling and diving on colorful reefs, along with fairly reliable manta ray and whale shark encounters given the right season.
Located within the heart of the Maldives’ only UNESCO marine biosphere reserve, the island is an ideal wallet-friendly base for those who want to witness the globally famed congregation of manta rays at Hanifaru Bay.
Related: Things To Do In The Maldives (That Aren’t Swimming With The Mantas)
6 Ukulhas, North Ari Atoll
Dotted with charming fishing communities, Ukulhas Island on the far edge of North Ari Atoll features a wide range of economy hotels and guests houses and rewards visitors with warm Maldivian hospitality and authentic local island culture.
This picture paradise is always placed high on the nation’s most eco-friendly islands, with its eco-conscious initiatives and untouched environment. And, with its soft sandy beaches, swaying palms, and blue water that hosts rich marine biodiversity, Ukulhas affords environmentally aware, budget-seeking visitors the perfect tropical holiday experience for which the Maldives has become so desired around the world.
5 Omadhoo, North Ari Atoll
Nestled in Ari Atoll’s heart, Omadhoo is a charming fishing village where couples and families can kick back and enjoy an authentic, quiet and relaxed island vibe full of local culture. You won’t see trussed-up fancy frills like on five-star resort islands, for this is the island to get lost in the real way of life in the Maldives.
Genuine hospitality and local tradition combine with beautiful house reef snorkeling and diving here, where sharks, turtles, and a wealth of diverse species teem on stunning reefs. There’s also a “bikini beach” on the southwest side of the island where travelers can don more revealing swimwear without clashing with the local population’s conservative values.
Accommodation isn’t abundant, but there are enough guest houses to serve the small number of visitors that come to enjoy a superb, yet affordable getaway. Plus, their restaurants with their home from home feel all have glowing reviews.
Related: The Food In The Maldives Is Just One More Reason To Add This Paradise To Your Travel List
4 Thinadhoo, Vaavu Atoll
Families and honeymoon couples often hold Thinadhoo high on their must-return-to list of Maldivian islands. Diving and snorkeling here are mind-blowing, with dazzling healthy house reefs playing host to colorful marine species just off the white sandy beaches. The island also offers epic deep sea fishing excursions for those seeking more adventures out at sea.
Overall, guests will not be disappointed by this paradise island and its laid-back charm, diverse in-water and on-land activities, and its welcoming aura that entices so many repeat visitors who love to indulge in the perfect Maldives retreat without a hefty price tag.
3 Thulusdhoo, North Male Atoll
Thulusdhoo is a short 30-minute speedboat ride from Male and promises an exceptional vacation for those who expect all that the Maldives is world-renowned for – but at a fraction of the cost. Crystal clear ocean, powder-soft white sands, luscious palm trees, and outstanding scuba diving and snorkeling all beckon beach bums and nature-lovers, but Thulusdhoo has something extra to grab your attention – it’s a surfer’s dream. The island’s surf season runs from March to October, with June through August offering up the best and most reliable waves.
2 Kelaa, Haa Alifu Atoll
Kelaa is another ideal choice for those seeking authentic Maldivian hospitality and a slow-paced lifestyle without splashing the cash. The island is home to a small handful of affordable guesthouses, but what it lacks in accommodation it makes up for with its dreamy beaches, turquoise lagoons, and overflowing reefs bustling with rainbow-hued corals and fish.
Ideal for couples and families alike, Kelaa delivers a true barefoot Maldives experience, not solely because of its idyllic features and adventures, but because of its hospitable, warm, and kind local people who welcome guests with open arms to enjoy their perfect piece of paradise.
Related: The Maldives Is The Lowest Country On The Planet, And Other Things To Know Before You Visit
1 Thoddoo, North Ari Atoll
Lastly, Thoddoo boasts a couple of dozen guest houses and hotels all suitable for budget travelers. If the impossibly-perfect beaches and azure waters teeming with vibrant and diverse marine life here aren’t enough to lure you in, then surely the low-cost snorkeling and diving trips, along with affordable island-hopping tours and watersports activities will do the trick.
The island also features gorgeous sandbanks, which are perfect posing places for your paradise picture reel on Instagram. Beach-goers will also be glad to know that there’s a stunning “bikini beach” too, where tourists can work on their tan in skimpy swimwear.
Next: 25 Reasons To Visit The Maldives (Other Than For The Insane Water)
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About The Author
Lauren Feather
(14 Articles Published)
Lauren is a scuba diving instructor and award-winning underwater photographer originally from the United Kingdom. Having spent the last decade traveling and working around the world managing dive centers in Japan, the Philippines, Thailand and France, she enjoys sharing her passion for the underwater world with others. Before her adventures, Lauren attained her degree in Japanese and French languages at the University of Hull, which has served her well in the world of travel, diving and tourism. Whilst her day job involves training people to scuba dive, by night, she indulges in various projects such as writing, translating, and working as a volunteer for an international dog rescue organization. When she’s not busy with any of these things, she’s walking her dogs, sipping coconut water on the beach, indulging in anime and manga, or rocking out to her hefty heavy metal collection.
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